Retail / Individual Loans
Doctor / CA Loans
Specially designed loans for professionals including doctors, chartered accountants, architects, lawyers, and consultants to set up, expand, or modernize their practice with ease.
Key Features
High Loan Amount
Professional loans up to ₹5 Crores based on practice income
Low Interest Rates
Special rates starting from 9.5% p.a. for professionals
Long Tenure
Extended repayment up to 15 years
Minimal Documentation
Simplified process for qualified professionals
Practice Setup
Finance clinic, office, or equipment purchases
Expansion Funding
Grow your practice to multiple locations
Why Choose Us?
Professional Focus
Designed for qualified professionals
Flexible Security
Lower collateral requirements
Quick Processing
Priority processing for professionals
Expert Guidance
Specialized relationship managers
Documents Required
Professional Documents
- Degree Certificate
- Registration with Council
- Practice License
- Membership Certificate
Financial Documents
- Last 2 Years ITR
- Bank Statements (6 months)
- Practice Income Proof
KYC Documents
- PAN Card
- Aadhaar Card
- Address Proof
Frequently Asked Questions
Who qualifies as a professional for these loans?
Doctors, dentists, chartered accountants, company secretaries, architects, lawyers, management consultants, and other degree-holding professionals can avail these loans.
Can I use this loan to buy medical equipment?
Yes, professional loans can be used for purchasing equipment, setting up clinics, office interiors, or any practice-related expenses.
What is the minimum practice experience required?
Most lenders require at least 2-3 years of practice experience, though newly qualified professionals may also be eligible with certain conditions.
Is a co-applicant required?
Not mandatory, but having a co-applicant with stable income can help secure better rates and higher loan amounts.