Retail / Individual Loans
Home Loans & Mortgage Loans
Affordable financing to buy, build, or renovate your dream home. We partner with leading banks and NBFCs to get you the best interest rates and maximum loan eligibility.
Key Features
High Loan Amount
Home loans up to ₹10 Crores based on property value
Lowest Interest Rates
Starting from 8.35% p.a. with top banks
Long Tenure
Repayment up to 30 years for comfortable EMIs
Up to 90% Financing
Fund up to 90% of property value
Balance Transfer
Transfer existing loan for better rates
Top-Up Loans
Additional funding on existing home loans
Why Choose Us?
Dream Home
Make your home ownership dream real
Best Rates
Lowest interest rate guarantee
Quick Sanction
In-principle approval in 24 hours
End-to-End Support
From application to disbursement
Documents Required
Identity & Address
- PAN Card
- Aadhaar Card
- Passport Size Photos
- Address Proof
Income Documents
- Salary Slips (3 months)
- Bank Statements (6 months)
- Form 16 / ITR
Property Documents
- Sale Agreement
- Property Tax Receipts
- Approved Building Plan
- Encumbrance Certificate
Frequently Asked Questions
What is the maximum home loan amount I can get?
Home loan eligibility depends on your income, age, existing obligations, and property value. You can typically get up to 60 times your monthly salary or 80-90% of property value.
Can I get a home loan for under-construction property?
Yes, we offer home loans for both ready-to-move and under-construction properties from approved builders.
What are the tax benefits on home loans?
You can claim deduction up to ₹1.5 Lakhs on principal under Section 80C and up to ₹2 Lakhs on interest under Section 24(b) annually.
Can I prepay my home loan?
Yes, most lenders allow prepayment without any charges for floating rate home loans. Part payment helps reduce interest burden.