Retail / Individual Loans
Business Loans
Flexible funding to support business expansion, working capital requirements, equipment purchase, or day-to-day operations. Tailored solutions for MSMEs, traders, and entrepreneurs.
Key Features
Loan Amount
Business loans from ₹5 Lakhs to ₹5 Crores
Competitive Rates
Interest rates starting from 14% p.a. onwards
Flexible Tenure
Repayment options from 12 to 84 months
Collateral Free Options
Unsecured loans up to ₹75 Lakhs for eligible businesses
Quick Processing
Fast track approval within 3-5 working days
Working Capital
Maintain healthy cash flow for operations
Why Choose Us?
Business Growth
Fuel your expansion plans
Secure Process
Safe and confidential handling
Quick Approval
Fast processing of applications
Dedicated Support
Business loan specialists
Documents Required
Business Documents
- GST Registration
- Business Registration Certificate
- Partnership Deed / MOA & AOA
Financial Documents
- Last 2 Years ITR
- Bank Statements (12 months)
- Audited Financials
KYC Documents
- PAN Card
- Aadhaar Card
- Address Proof of Business
Frequently Asked Questions
What types of businesses can apply?
Sole proprietorships, partnerships, LLPs, private limited companies, MSMEs, traders, manufacturers, and service providers can all apply for business loans.
Is collateral required for business loans?
We offer both secured and unsecured business loans. Unsecured loans up to ₹75 Lakhs are available for eligible businesses with good financials.
What is the minimum business vintage required?
Most lenders require a minimum of 2-3 years of business operation history, though some may consider newer businesses.
Can I get a business loan for a startup?
Yes, we have specialized startup loan products for businesses with at least 1 year of operations and positive cash flow.