Commercial & Institutional Loans
Commercial Property Purchase & Mortgage Loans
Funding for buying or leveraging commercial real estate. Whether you want to purchase office space, retail shops, or raise funds against existing commercial property, we have tailored solutions.
Key Features
High Loan Amount
Commercial loans up to ₹50 Crores
Competitive Rates
Interest rates from 10% p.a. onwards
High LTV
Up to 70% of property value
Long Tenure
Repayment up to 15 years
Lease Rental Discounting
Loans against rental income
Balance Transfer
Transfer existing commercial loans
Why Choose Us?
Business Growth
Expand your business footprint
Asset Utilization
Leverage property value
Quick Processing
Priority processing for businesses
Dedicated RM
Single point of contact
Documents Required
Property Documents
- Sale Deed
- EC (20 years)
- Tax Receipts
- Approved Plan
- OC / CC
Business Documents
- GST Registration
- Company Registration
- Partnership Deed / MOA-AOA
Financial Documents
- ITR (3 years)
- Audited Financials
- Bank Statements (12 months)
Frequently Asked Questions
What types of commercial properties are eligible?
Office spaces, retail shops, showrooms, commercial complexes, warehouses, and mixed-use properties in approved commercial zones are eligible.
Can I get a loan for under-construction commercial property?
Yes, loans are available for under-construction commercial properties from reputed builders with proper approvals and RERA registration.
What is Lease Rental Discounting (LRD)?
LRD is a loan against future rental income from your leased commercial property. Loan amount is based on the present value of future rentals.
Is GST applicable on commercial property purchase?
Yes, GST at 12% (after land abatement) is applicable on under-construction commercial properties. Ready-to-move properties are exempt from GST.