Retail / Individual Loans
Personal Loans
Quick, collateral-free loans to cover personal expenses such as travel, medical needs, weddings, home renovation, or emergencies. Get instant approval with minimal documentation.
Key Features
Loan Amount
Get loans from ₹50,000 to ₹40 Lakhs based on your eligibility
Competitive Interest Rates
Interest rates starting from 10.49% p.a. onwards
Flexible Tenure
Choose repayment tenure from 12 to 60 months
No Collateral Required
100% unsecured loan with no property or asset needed
Quick Disbursement
Get funds in your account within 24-48 hours
Minimal Documentation
Simple paperwork with quick verification process
Why Choose Us?
Instant Approval
Get approval within hours of application
No Hidden Charges
Transparent fees with no surprises
Easy Documentation
Minimal paperwork required
24/7 Support
Round the clock customer assistance
Documents Required
Identity Proof
- Aadhaar Card
- PAN Card
- Passport
- Voter ID
Address Proof
- Utility Bills
- Rent Agreement
- Aadhaar Card
Income Proof
- Last 3 Months Salary Slips
- Bank Statements
- Form 16
Frequently Asked Questions
What is the maximum personal loan amount I can get?
You can get a personal loan up to ₹40 Lakhs depending on your income, credit score, and repayment capacity.
How quickly can I get the loan disbursed?
Once your documents are verified, the loan amount is typically disbursed within 24-48 hours directly to your bank account.
Do I need a guarantor for a personal loan?
No, personal loans are unsecured loans and do not require any guarantor or collateral.
What is the minimum credit score required?
A credit score of 700 and above is preferred, but we work with multiple lenders who may approve loans for lower scores as well.