Retail / Individual Loans
NRI Home Loans / NRI LAP
Customized loan solutions for Non-Resident Indians to invest in residential property in India or raise funds against existing property. Seamless process with dedicated NRI support.
Key Features
High Loan Amount
NRI home loans up to ₹10 Crores
Competitive Rates
Special NRI rates starting from 8.65% p.a.
Remote Processing
Complete loan process from abroad
Power of Attorney
POA-based documentation accepted
NRI LAP
Loan against property for NRIs up to 60% LTV
Multiple Currencies
Repayment in INR, USD, GBP, EUR, AED
Why Choose Us?
Global Access
Apply from anywhere in the world
Secure Process
RBI compliant transactions
Quick Processing
Dedicated NRI processing team
NRI Support
Support in your timezone
Documents Required
NRI Documents
- Valid Passport
- Work Permit / Visa
- Employment Contract
- Power of Attorney
Income Documents
- Salary Certificate
- Bank Statements (6 months)
- Tax Returns (Country of Residence)
Property Documents
- Sale Agreement
- Property Documents
- NOC from Society
- Approved Plan
Frequently Asked Questions
Can NRIs buy property in India?
Yes, NRIs can purchase residential and commercial properties in India except agricultural land, plantation property, or farmhouse.
What is the loan tenure for NRI home loans?
NRI home loans are available for tenures up to 25 years or until retirement age (typically 60-65 years), whichever is earlier.
Can I apply for the loan without visiting India?
Yes, through Power of Attorney (POA), you can complete the entire loan process including property purchase without visiting India.
What EMI payment options are available?
You can pay EMI through NRE/NRO accounts in India or through direct remittance in foreign currency.