Commercial & Institutional Loans
Commercial Property Funding
Capital solutions for offices, shops, showrooms, and other commercial spaces. Get the funding you need to own or expand your business premises.
Key Features
Flexible Loan Amount
From ₹25 Lakhs to ₹25 Crores
Competitive Rates
Interest from 10.5% p.a.
High LTV
Up to 70% financing
Long Tenure
Up to 15 years
Multiple Property Types
Offices, shops, showrooms
Tax Benefits
Interest as business expense
Why Choose Us?
Own Your Space
Stop paying rent, build equity
Asset Creation
Create long-term business asset
Quick Approval
Decision within 7 days
Expert Guidance
Commercial property specialists
Documents Required
Property Documents
- Sale Agreement
- Title Documents
- Approved Plan
- OC / CC
- Tax Receipts
Business Documents
- GST Registration
- Business Registration
- Trade License
Financial Documents
- ITR (2-3 years)
- Bank Statements
- Financial Statements
Frequently Asked Questions
Should I buy or rent commercial space?
Buying makes sense if you plan to stay 7+ years, have capital for down payment, and want to build equity. Renting offers flexibility but no asset creation.
Can I get a loan for shop in a mall?
Yes, retail spaces in reputed malls with clear titles and proper agreements are eligible for commercial funding.
What is the GST implication?
GST is applicable on under-construction commercial properties. For ready properties, no GST but stamp duty and registration charges apply.
Can I rent out the property after buying?
Yes, you can rent out the property. Rental income can help service the loan EMI, though you should check lender's terms.